Bobby, a compulsive gambler, lives with his invalid mother, Audrey, who disapproves of his gambling habit, as gambling was his father's ruin. Bobby dates Kim, a waitress at Chips' gaming hall, where he spends most of his time in poker games. As Audrey's bills pile up and Bobby's losing streak continues, Bobby's friend Ben suggests Bobby enter a high stakes poker game he has heard about and share the winnings. Convinced that the bankers will be easy prey, they steal a car to raise enough money for the Buying in (poker). When this is not enough, Bobby steals his mother's life savings.