James wants a £5,000 loan to pay for his wedding. The only thing he hasn’t done is ask his girlfriend to marry him! But as James has missed payments on a previous loan, will the Cambrian Credit Union say yes to his request? In Bridge of Allan, Scotland, Karen and her 75-year-old father go into business together combining the ancient craft of glassblowing and Scotland’s famous tipple, creating an unique range of whisky gifts. With the help of a £25,000 loan, the business is continuing to keep a dying art alive. A £16,000 ethical loan helps a transgender entrepreneur and her friend take control of their own destiny after struggling with employment. The pair have set up a takeaway with a Portuguese twist in Preston, Lancashire. Patricia believes she faced a lot of stigma when looking for work because of being transgender, and Adele has chronic fatigue syndrome, often making it very difficult to work normal hours. When spending gets out of hand, it can cost you everything. Mel from Bolton went on a spending binge that cost £40,000. Unable to pay her mortgage, Mel lost her home, but with help from a Christian group she has now paid off her debts and gives advice to others in a similar situation.