While shopping for a new goldfish for Commandant Lassard's birthday, Sweetchuck discovers that Zed has a fear of water. An eavesdropping Proctor eagerly relays this news to Captain Harris, who says this information is all he needs to oust Zed from the force. But first, they have to deal with a group of hoverboard riding burglars known as the Hang Ten Gang. After making off with both a ton of cash and Zed's girlfriend, the chase leads our heroes over land, air and (gasp)...water! Can Zed face his fear and beat these surfer dudes at their own game? Or will he have to endure the sounds of Harris and Proctor singing 'Goodbye'?