Zack borrows money from a guest named Maynard to play video games, but starts to fear him when he can't pay it back. Cody enters a spelling bee. London and Maddie help a homeless family.
|Aaron Parker Mouser||Guest Star|
|Anthony Acker||Guest Star|
|Cathy Schenkelberg||Guest Star|
|Cheryl Rusa||Guest Star|
|Jim O'Heir||Guest Star|
|Mary Kate McGeehan||Guest Star|
|Sophie Oda||Guest Star|
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